Frequently Asked Retirement Questions

Top retirement questions and answers about Acts and our retirement communities

For your convenience, here are some of the most frequently asked questions about our retirement communities. If your question is not answered by this retirement FAQ, please contact us.

• How many locations does Acts Retirement-Life Communities have?
• What kind of contracts does Acts offer?
• What does the entrance fee and monthly fee at an Acts community cover?
• How do I know if I can afford an Acts retirement community?
• Does Acts accept Medicaid?
• What is the difference between not-for-profit and for-profit retirement communities
• What does the monthly fee include?
• Are pets allowed?
• What effect does long-term care insurance (LTCI) have on fees?
• Can I have a guest stay in my apartment?
• What are the visitor hours?
• What is the best age to enter a CCRC?
• What does Acts stand for?

• How many locations does Acts Retirement-Life Communities have?

  Acts Retirement-Life Communities is proud to offer a network of 27 vibrant communities across nine states, primarily located along the East Coast. Our communities are carefully selected for their desirable locations, offering a variety of settings from charming coastal towns to bustling metropolitan areas. Many residents choose to take advance of our Acts Travel Program, where a resident of one campus is able to visit any of the other campuses. 

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• What kind of contracts does Acts offer?

  Acts offers several types of life care contracts. Our most popular is our Type A or "Extensive," provide residents with unlimited, lifetime access to independent living, assisted living and skilled nursing care with little or no increase in the monthly fee directly as the result of a need for a higher level of care.

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• What does the entrance fee and monthly fee at an Acts community cover?

  The entrance fee and the monthly fee provide you with the assurance that assisted living and skilled nursing care will be provided for life, with no increase in the monthly fee based solely on if a higher level of care is necessary, no matter how long or how many times you may need that care. They also provide you with a vast array of retirement resort amenities and activities just outside your door.

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• How do I know if I can afford an Acts retirement community?

  Many residents are pleased to find that they save money once they move to an Acts community. If you are wondering whether you can afford an Acts community, one of our Life Care Consultants will be happy to do a confidential financial screening over the phone.

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• Does Acts accept Medicaid?

  Acts Retirement-Life Communities does not directly accept Medicaid. Our communities are primarily private-pay, offering a variety of contract options to suit different financial situations. However, we encourage you to contact the community you're interested in to discuss potential financial assistance programs or resources that may be available. Many residents are able to dedicate their fee as a prepaid medical expense.  

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• What is the difference between not-for-profit and for-profit retirement communities

  For-profit retirement communities use a portion of their proceeds to pay investors. As a not-for-profit organization, Acts does not have to pay investors and uses their proceeds for capital improvements and increased services to residents.

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• What does the monthly fee include?

  The monthly fee at an Acts community covers a wide range of services and amenities, including:

  - Home maintenance: All exterior maintenance and landscaping, and all interior maintenance and home repairs, are handed as part of the monthly fee.

  - Access to amenities: Enjoy our fitness centers, swimming pools, libraries, game rooms, and other recreational facilities.

  - Activities and events: Participate in a variety of social events, clubs, and educational programs designed to enrich your life.

  - Dining options: Savor delicious meals prepared by fine culinary teams in elegant dining venues.

  - Utilities: Basic utilities such as heat, air conditioning, water, electricity, internet, and TV are included in the monthly fee.

  - Transportation services: Take advantage of our convenient transportation options for shopping, errands, and medical appointments.

  - 24/7 security and emergency response: Feel secure knowing you’re protected within a gated community and help is always available.

  
  Specific inclusions may vary by community, so we recommend contacting the community directly for a detailed breakdown of their monthly fee structure.

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• Are pets allowed?

  Yes! Acts communities are pet-friendly. Residents are welcome to bring their cat, dog, bird, or any other non-exotic, well-behaved pet. We wouldn't think of splitting up families!  Contact the Life Care Consultants at your community of interest if you have specific questions about moving with your pet to an Acts community.

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• What effect does long-term care insurance (LTCI) have on fees?

  Residents who maintain their long-term care insurance qualify for discounts on entrance fees, though some requirements and limitations apply.

  For more information on LTCI and moving to an Acts retirement community, please contact one of our Life Care Consultants. 

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• Can I have a guest stay in my apartment?

  Yes, residents may have a guest stay with them in their home for eight consecutive days, or up to 30 days if approved by the community's Executive Director. There would be no charge to the resident, except for any meals the guest may attend. Many communities also have guest apartments available for rent.

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• What are the visitor hours?

  We welcome visitors to our communities at any time! We understand the importance of staying connected with loved ones, and we encourage family and friends to visit as often as they like. Our communities also have ballrooms and spaces that can be reserved for events. However, specific guidelines may apply during certain events or programs, so it's always a good idea to check with the community in advance. 

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• What is the best age to enter a CCRC?

  There is no one-size-fits-all answer to when is the best age to enter a CCRC (Continuing Care Retirement Community), as the perfect age depends on your individual circumstances and preferences. However, many people choose to join a CCRC in their late 60s or early 70s, while they are still active and independent and can fully enjoy the community's amenities and social opportunities. The advantage of joining a CCRC earlier in retirement is that you can secure your future healthcare needs now, pre-paying in today’s dollars, and then enjoy a worry-free lifestyle with a peace of mind of knowing that, should your health needs ever change, you’re already taken care of. 

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• What does Acts stand for?

  The company name "ACTS" was originally chosen to honor the Book of ACTS in the Bible and was an a acronym for the company's original name, "Adult Communities Total Services." In the early 2000's, however, this acronym was retired when the company formally changed its name to "Acts Retirement-Life Communities."

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